Unbank
Peer-to-peer banking
Subscribe to our newsletter!


Product features
Multi-currency savings accounts
Decentralised wallet for purchase and money transfers on 200+ blockchain cryptocurrencies.
Current accounts in tokenized assets
Instant payment with no fees at merchants. Free of charge money transfers.
Low fee and P2P money exchange
Buy and sell hundreds of cryptocurrencies at the lowest fee. Peer-to-peer exchange available for advanced users.
Intuitive transfers
Transfers in cryptocurrency (including pegged coins) made easy for all. No copy pasting, no QR code, no hassle!
Seamless payments at merchants
Find thousands of online & local shops accepting Unbank payments.
Key Elements
Product
Powerful features combined together to ensure mass adoption.
Forget debit / credit cards, use Unbank from now on, instant and free payments with 200+ cryptocurrencies (Stellar blockchain), peer-to-peer exchange (Komodo platform), seamless payments at merchants.
Traction strategy
The unbanking revolution with an all-star team
Our credo: It’s not about the idea, it’s about execution!
We understand that onboarding, frictionless experience and scaling are key to our success
A new currency
The Unbank currency empowers users and merchants
Ensure its adoption thanks to the Game Theory Science: stacking rewards, cashback, discounts are all fueling the appreciation of Unbank currency.
Powerful Tech
Powered by Stellar
Current accounts run on Stellar, a decentralized blockchain platform providing near-instant and nearly free transactions. The safety of your account is guaranteed by the blockchain. We couldn’t edit your balance even if we wanted to. Transaction fees are on us.
Powered by Komodo
You can trade selected cryptos with fellow users using Komodo’s BarterDEX technology built into our application. Atomic swapping allows safe OTC trading without middlemen, and without the need to trust anyone.
Mobile
Payment
Pay with cryptocurrencies online from your mobile thanks to the Unbank app.
-
Switch
to unbank app -
Complete
your payment
Unbank as a medium of payment
Retail shop payment
Use the Unbank app to pay with cryptocurrencies at any participating retail shops.
Website
Payment
Pay with cryptocurrencies from your desktop thanks to Quick Response Code technology included in the Unbank app.
DOWNLOAD THE APP

Testimonials of the team
Anyone can
Unbank
If you can use Uber, you can use Unbank!
For those with no cryptocurrencies or not willing to spend their crypto, they can pay at merchants with Unbank and receive a flow of cashback in Unbank currency! Just insert your credit card in the Unbank app and you are done. Welcome to the wonderful world!
-
Make a
payment -
Receive
cashback
Traction strategy
The Unbank team’s ability to acquire users and merchants, and develop the brand and technology has been proven consistently in their current professional assignments. Unbank is proud to have a number of talented entrepreneurs working with us.
The Unbank team members are in a unique situation to facilitate Unbank’s deployment thanks to their key positions in related fields and businesses. Here are some examples of key people that will contribute to Unbank’s traction strategy :
Amaury Berthet
CEO
A service for last-minute bookings at great restaurants in Paris and Bordeaux. It applies the concept of yield management to the restaurant business by generating deals on the last tables available in a restaurant, enabling the maximisation of growth profit. It is currently partnered with 400 restaurants and has generated a 50k strong user-base. LasTable contributes to Unbank’s user & merchants acquisition in France.
Paul Lê
CEO
Grocery 2.0, 1st premium food delivery service in Paris
4500 products delivered in 1 hour, the largest organic scoop in Paris, 80 artisanal suppliers, 40 recipe kits on demand, homemade caterers.
100,000+ orders
Pascal Xatar
Co-founder and CEO
Operates in America, Europe, Middle East & Africa and Asia Pacific. It is a loyalty
marketplace, where loyalty points, rewards, air miles and gift cards can be tracked, issued and exchanged. Giift enables your loyalty programs to be exchanged with over 20,000 other programs in more than 55 countries.
It has 20,000 program affiliates, 1,700 businesses clients and 25 million users.
Thanks to this impressive database, Giift contributes to Unbank’s acquisition for both
users and merchants on all 5 continents.
Christophe Collet
Founder and CEO
S4M – Shopper Marketing Made Easy – is the first and only advertising technology that connects brands to consumers by bridging the gap between digital advertising and
the real-world. S4M created a unified technology for marketers to manage, measure,
and optimize incremental visits in real-time to online and physical stores. S4M is
committed to transparency and full autonomy for its clients from online impressions
until conversions in the real-world or an e-shop.
Use of funds
Token
Unbank issues the Liberi currency (LBI) which is a pillar of our ecosystem.
Get a discount when paying with Unbank currency
Merchants offer a discretionary discount to users paying with the currency issued by Unbank: the Liberi
Receive cashback for fiat or crypto payment
Users paying with fiat or cryptocurrencies (other than the Liberi currency) receive a cashback in Liberi.
Loyalty program:The Game Theory
Liberi is shared among network participants based on their activity (stacking, purchase)
Lower transaction fees for stacking merchants
Transaction fees are reduced for merchants stacking the Liberi of up to a 75% discount according to stacking level.
Lower exchange fees for stacking users & merchants
Exchange fees are reduced for merchants stacking the Liberi up to a 75% discount according to stacking level.
Fundraising
Tokensale
The team
BUSINESS TEAM
It's not about an idea, it's about the execution
Matthieu Cavalié
View profile on

Matthieu splits his time between Jakarta, Rome, and Moscow.
He is a globally renowned expert in mobile payments. Over the past 10 years, he has generated more than one billion mobile transactions.
Matthieu is the Co-Founder of Unbank and oversees the strategic direction of the company.
William Auriol
View profile on

William splits his time between Brussels, Paris, and Hong-Kong.
As a CEO of the Smurfs brand for 5 years, he generated $3 billion in public sales turnover, including $900 million with two Sony Pictures movies.
William is the Co-Founder of Unbank and oversees the acquisition of cross-border merchants, both offline and online.
Loic Evrard
View profile on

Loic splits his time between Paris, Brussels, and the rest of the world.Over the course of his career, he has been the CFO of various different big groups and organizations. He recently left a large group that manages 150,000 individuals from 50 countries across the globe. After 15 years of service to this group, he left after helping it achieve a $3 billion turnover in 2018 as opposed to the $220 million turnover it had in 2003. Loic has also carried out several debt-raising operations, including High Yield Market, raising more than 600 million euros.
Loic supports the Unbank project by providing his financial expertise and organizing the financial and reporting strategy to secure investors. Additionally, Loic will also ensure the rules of internal processes and internal control, specifically in the context of financial flows and transactions between users and merchants.
Amaury Berthet
View profile on

Amaury splits his time between Paris, London, and New York.
He’s a “serial startupper”, having co-founded three digital marketplaces. He is currently the CEO of LasTable, a same-day discount restaurant booking service currently operating in Paris and Bordeaux with more than 500 merchants and counting.
Amaury oversees Unbank operations and specializes in the development of new business verticals (hotels, holidays rentals, restaurants, and more).
PRODUCT TEAM
Less is more







Laszlo Polgar
View profile on

Laszlo is a Budapest-based UX/UI designer who constantly elevates and improves upon his skills while working to solve communication challenges and confusing user experience issues.
He has dedicated his life to his love of design and art, having spent 8 years as a graphic designer and later a digital art director at multiple advertising agencies. Over the course of his career, he has worked on multiple award-winning projects.
Laszlo is fundamental in elevating Unbank’s user experience.

TOKENOMICS TEAM
A strong utility token relies on trust
Sergei Lavrinenko
View profile on

Sergei is blockchain enthusiast from Minsk, Belarus.
Sergei is head of Minsk IFCM institute Cryptoacademy, which is researching tokenisation in connection with finance.
He takes part in different high potential blockchain projects such as Unbank.
Hamidou Tembine
View profile on

Dr. Hamidou Tembine shares his time between New York, Dubai and Paris.
He is graduated in Applied Mathematics from Ecole Polytechnique (Palaiseau, France) and received the Ph.D. degree from INRIA and University of Avignon, France. He further received his Master degree in game theory and economics. He received the IEEE ComSoc Outstanding Young Researcher Award for his promising research activities for the benefit of the society.
He was the recipient of 10 best paper awards in the applications of game theory. Tembine holds 150+ scientific publications including magazines, letters, journals and conferences. He is author of the book on “distributed strategic learning for engineers “ (published at CRC Press, Taylor \& Francis 2012), and co-author of the book “Game Theory and Learning in Wireless Networks” (Elsevier Academic Press).
Hamidou supports Unbank by developing strategies based on Game Theory
Reyan Lamrani
View profile on

Halim is from a traditional finance background and is currently building an economic and financial framework adequate to the Blockchain ecosystem.
Halim worked as Financial Analyst for an European Private Debt fund. Now, he helps start-ups going through an ICO to define a relevant Token ecosystem to attract rational buyers. He puts the value creation at the heart of its analysis. He considers that the value creation should be an important tool for the raising money process.
Halim studied Asset Management at Paris-Dauphine University.
Halim Hodh
View profile on

Halim is from a traditional finance background and is currently building an economic and financial framework adequate to the Blockchain ecosystem.
Halim worked as Financial Analyst for an European Private Debt fund. Now, he helps start-ups going through an ICO to define a relevant Token ecosystem to attract rational buyers. He puts the value creation at the heart of its analysis. He considers that the value creation should be an important tool for the raising money process.
Halim studied Asset Management at Paris-Dauphine University.
EXPANSION TEAM
Let’s take Unbank to the next level
Paul Biondi
View profile on

Paul splits his time between Brussels, Paris and Corsica;
Digital dinosaur at Yahoo, DCLK (Google) and AdLINK (United Internet), he is a Fundamental believer of blockchain & humanism.
After launching european activities of Brille24 (sold to Essilor in Feb 2019), He is currently at board of directors in several compagnies in domain of influence marketing, media and e-commerce startups
Paul enriches Unbank with his expertise in marketing, acquisition and ROI.

Dr. Jacques Durand
View profile on

Jacques splits his time between Europe and Asia.
A Physician and a senior digital health expert with skills for business development. He is familiar to drive healthcare business and organisation forward.
Led management consulting business across Asia Pacific specialising in strategy, in the pharmaceutical, biotechnology & MedTechindustries.
Jacques enriches Unbank with his expertise to develop future services related to the healthcare industry
Binh Nguyen
View profile on

Binh is based in Vietnam.
Binh has an extensive track record in mobile technology firms and has demonstrated his sales and technical skills through his work in Viettel (the largest Vietnamese operator), Huawei (the largest Chinese integrator), and Ericsson.
Binh has a keen instinct for starting up operations and building local communities, and he’s bringing those instincts and insights to bear upon Unbank.
Pascal Xatart
View profile on

Pascal splits his time between London, Singapore, and Shanghai.
He is currently spearheading Giift, a loyalty marketplace with over 25M users across 55 countries. He previously sold Sophis Technology, an equity and derivatives trading software, for a total of $600 million.
Pascal enriches Unbank with his expertise in digital payments, loyalty, and business logic.

Christophe Collet
View profile on

Chris splits his time between London, Paris, and New York.
He owns S4M, a leading AI platform that helps marketers buy incremental in-store visits online and offline. S4M has more than 200 employees and services, over 600 global advertisers, and 10 offices spread around the world. He previously sold Adenyo, a mobile marketing platform, for a total of $100 million.
Christophe brings to Unbank his expertise in client acquisition, marketing, and tech scale.
Xavier Garcia
View profile on

Xavier splits his time between Madrid, Paris and London.
He is an early investor in cryptocurrencies and has been investing in ICOs for the last 3 years.
Thanks to his experience in the crypto-space Xavier understand well how investors behave and how projects need to reflect that.
Xavier has been instrumental in helping raising 60 million dollars for the ICO of Cryptosolartech.
Xavier is helping Unbank optimising its investors lead generation program and he is managing overall Unbank investor’s relationship strategy
Nida Nuraida
View profile on

Nida splits her time between Indonesia and Italy.
Nida has co-founded PT Kreatif Bersama, the largest Indonesian VAS provider. KB, as it’s commonly known, has generated more than US$500 million in revenue since its inception in 2016.
Nida brings to Unbank her incisive knowledge of human resource management, local business context, and finance.

Adeel Ghazali
View profile on

Adeel resides in Islamabad, Pakistan.
For the past 7 years, Adeel has built up and managed the Pakistani operations of Kreatif Bersama, the largest Indonesian VAS provider.
As a result of his ability to develop and maintain both government and C-Level networking, Adeel is also involved in tactical tasks, allowing him to successfully execute the company’s strategy. Through his leadership, more than 30 million content downloads have been generated.
Adeel brings to Unbank his expertise in executing locally and dealing with a decentralized team of professionals throughout the world.
Unbank offices
UNBANK FRANCE
STATION F
55 Boulevard Vincent Auriol
75013 Paris
France
Email : eu@unbank.mobi
UNBANK ITALIA
Via Giuseppe Gioachino Belli n. 36
cap 00193
Roma
Italia
Email : eu@unbank.mobi
UNBANK RUSSIA
Butyrsky Val, 5, pom. iii,
Komnata 11
Moscow, 125047
Russian Federation
Email : ru@unbank.mobi
UNBANK PHILIPPINES
22nd Floor Citibank Tower,
8741 Paseo de Roxas
Salcedo Village, Makati City
1226 Philippines
Email : as@unbank.mobi
UNBANK PAKISTAN
Suite #1, 4th floor
Royal Arcade e-11/3 mpchs
Islamabad,
Pakistan, 44000
Email : as@unbank.mobi
UNBANK VIETNAM
17th Floor Viet Tower No.1
Thai Ha Street Dong Da District
Hanoi
Vietnam, 10249
Email : as@unbank.mobi
UNBANK INDONESIA
Gedung Raudha lt.1 blok b-2
Jalan Terusan Hr. Rasuna Said no. 1
Kelurahan Kuningan Barat
Kecamatan Mampang Prapatan
Jakarta Selatan,
Indonesia, 12710
Email : as@unbank.mobi
UNBANK THAILAND
56 Yada building, 10th floor
Silom Road Suriyawong
Sub District
Bangrak, Bangkok
Thailand, 10500
Email : as@unbank.mobi
If you have any questions, please read the FAQ