Unbank
Peer-to-peer banking

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Product features

Unbank - Multi-currency savings accounts

Multi-currency savings accounts

Decentralised wallet for purchase and money transfers on 200+ blockchain cryptocurrencies.

Current accounts in tokenized assets

Instant payment with no fees at merchants. Free of charge money transfers.

Low fee and P2P money exchange

Buy and sell hundreds of cryptocurrencies at the lowest fee. Peer-to-peer exchange available for advanced users.

Intuitive transfers

Transfers in cryptocurrency (including pegged coins) made easy for all. No copy pasting, no QR code, no hassle!

Seamless payments at merchants

Find thousands of online & local shops accepting Unbank payments.

Wallet for money transfers on 200+ blockchain cryptocurrencies.
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Key Elements

Product

Powerful features combined together to ensure mass adoption.

Forget debit / credit cards, use Unbank from now on, instant and free payments with 200+ cryptocurrencies (Stellar blockchain), peer-to-peer exchange (Komodo platform), seamless payments at merchants.

Traction strategy

The unbanking revolution with an all-star team

Our credo: It’s not about the idea, it’s about execution!

We understand that onboarding, frictionless experience and scaling are key to our success

A new currency

The Unbank currency empowers users and merchants

Ensure its adoption thanks to the Game Theory Science: stacking rewards, cashback, discounts are all fueling the appreciation of Unbank currency.

White paper Litepaper

Powerful Tech

Powered by Stellar

Current accounts run on Stellar, a decentralized blockchain platform providing near-instant and nearly free transactions. The safety of your account is guaranteed by the blockchain. We couldn’t edit your balance even if we wanted to. Transaction fees are on us.

Powered by Komodo

You can trade selected cryptos with fellow users using Komodo’s BarterDEX technology built into our application. Atomic swapping allows safe OTC trading without middlemen, and without the need to trust anyone.

DOWNLOAD THE APP

Mobile
Payment

Pay with cryptocurrencies online from your mobile thanks to the Unbank app.

  • With Unbank, pay with crypto-currencies online

    1
    Select Unbank as your preferred payment processor

    Connect to the Unbank app

    Switch
    to unbank app

  • Select the cryptocurrency of your choice.

    2
    Switch automatically to Unbank app and select the cryptocurrency of your choice.

    Complete the amount in cryptocurrency and confirm the payment

    Complete
    your payment

  • Confirm your payment

    3
    Payment is completed!

DOWNLOAD THE APP

Unbank as a medium of payment

Retail shop payment

Use the Unbank app to pay with cryptocurrencies at any participating retail shops.

DOWNLOAD THE APP

Website
Payment

Pay with cryptocurrencies from your desktop thanks to Quick Response Code technology included in the Unbank app.
DOWNLOAD THE APP

Pay with cryptocurrencies from your desktop

Testimonials of the team

Matthieu Cavalié - President of UnbankMatthieu Cavalié
Founder & President

William Auriol - Chief Executive OfficerWilliam Auriol
Co-founder & Chief Executive Officer

Loic Evrard - Chief Financial Officer of UnbankLoic Evrard
Chief Financial Officer

Amaury Berthet - Chief Operating Officer of Unbank
Amaury Berthet
Chief Operating Officer

Pascal XatartPascal Xatart
Digital payments, loyalty and business logics

Christophe ColletChristophe Collet
Drive to store & user acquisition

Testimonials of merchants

LA PIE NOIR - Restaurant in ParisLA PIE NOIR
Top restaurant
in Paris

LA BELLE VIE is a food delivery service in France
LA BELLE VIE
Top fine food delivery
service in France

NINCOMSOUP is a restaurant in LondonNINCOMSOUP
Top restaurant
in London

Balestrari is a restaurant in RomaBALESTRARI
Top restaurant
in Roma

Anyone can
Unbank

If you can use Uber, you can use Unbank!
For those with no cryptocurrencies or not willing to spend their crypto, they can pay at merchants with Unbank and receive a flow of cashback in Unbank currency!  Just insert your credit card in the Unbank app and you are done. Welcome to the wonderful world!

  • Insert your credit card in the Unbank app

    1
    Easily add your debit / credit card
    to the Unbank app

    Easily add your debit / credit card

    Make a
    payment

  • Make a payment with Unbank App

    2
    Make a payment with the Unbank app either in-store or online with registered debit / credit card

    Receive cashback

    Receive
    cashback

  • Receive immediately your cash back in Unbank currency.

    3
    Receive immediately your cash back in Unbank currency. You are free to pay with it, transfer it, exchange it, stake it, sell it !

Traction strategy

The Unbank team’s ability to acquire users and merchants, and develop the brand and technology has been proven consistently in their current professional assignments. Unbank is proud to have a number of talented entrepreneurs working with us.

The Unbank team members are in a unique situation to facilitate Unbank’s deployment thanks to their key positions in related fields and businesses. Here are some examples of key people that will contribute to Unbank’s traction strategy :

Amaury Berthet CEO - Lastable

Amaury Berthet

CEO

www.lastable.mobi

A service for last-minute bookings at great restaurants in Paris and Bordeaux. It applies the concept of yield management to the restaurant business by generating deals on the last tables available in a restaurant, enabling the maximisation of growth profit. It is currently partnered with 400 restaurants and has generated a 50k strong user-base. LasTable contributes to Unbank’s user & merchants acquisition in France.

Paul Lê, CEO Labellevie

Paul Lê

CEO

www.labellevie.com

Grocery 2.0, 1st premium food delivery service in Paris

4500 products delivered in 1 hour, the largest organic scoop in Paris, 80 artisanal suppliers, 40 recipe kits on demand, homemade caterers.
100,000+ orders

Pascal Xatar Co-founder and CEO - giift.com

Pascal Xatar

Co-founder and CEO

www.giift.com

Operates in America, Europe, Middle East & Africa and Asia Pacific. It is a loyalty
marketplace, where loyalty points, rewards, air miles and gift cards can be tracked, issued and exchanged. Giift enables your loyalty programs to be exchanged with over 20,000 other programs in more than 55 countries.

It has 20,000 program affiliates, 1,700 businesses clients and 25 million users.
Thanks to this impressive database, Giift contributes to Unbank’s acquisition for both
users and merchants on all 5 continents.

Christophe Collet - Founder and CEO  - www.s4m.io

Christophe Collet

Founder and CEO

www.s4m.io

S4M – Shopper Marketing Made Easy – is the first and only advertising technology that connects brands to consumers by bridging the gap between digital advertising and
the real-world. S4M created a unified technology for marketers to manage, measure,
and optimize incremental visits in real-time to online and physical stores. S4M is
committed to transparency and full autonomy for its clients from online impressions
until conversions in the real-world or an e-shop.

Use of funds

Use of funds by Unbank
Use of funds

Unbank offices

UNBANK FRANCE

STATION F
55 Boulevard Vincent Auriol
75013 Paris
France

+33782013199
Email : eu@unbank.mobi

UNBANK ITALIA

Via Giuseppe Gioachino Belli n. 36
cap 00193
Roma
Italia

+393332680276
Email : eu@unbank.mobi

UNBANK RUSSIA

Butyrsky Val, 5, pom. iii,
Komnata 11
Moscow, 125047
Russian Federation

+79169416803
Email : ru@unbank.mobi

UNBANK PHILIPPINES

22nd Floor Citibank Tower,
8741 Paseo de Roxas
Salcedo Village, Makati City
1226 Philippines

+632 848 1051
Email : as@unbank.mobi

UNBANK PAKISTAN

Suite #1, 4th floor
Royal Arcade e-11/3 mpchs
Islamabad,
Pakistan, 44000

+923005557326
Email : as@unbank.mobi

UNBANK VIETNAM

17th Floor Viet Tower No.1
Thai Ha Street Dong Da District
Hanoi
Vietnam, 10249

+8436350106
Email : as@unbank.mobi

UNBANK INDONESIA

Gedung Raudha lt.1 blok b-2
Jalan Terusan Hr. Rasuna Said no. 1
Kelurahan Kuningan Barat
Kecamatan Mampang Prapatan
Jakarta Selatan,
Indonesia, 12710

+6281315405911
Email : as@unbank.mobi

UNBANK THAILAND

56 Yada building, 10th floor
Silom Road Suriyawong
Sub District
Bangrak, Bangkok
Thailand, 10500

+66022664900
Email : as@unbank.mobi

Token

Unbank issues the Liberi currency (LBI) which is a pillar of our ecosystem.

Get a discount when paying with Unbank currency

Merchants offer a discretionary discount to users paying with the currency issued by Unbank: the Liberi

Receive cashback for fiat or crypto payment

Users paying with fiat or cryptocurrencies (other than the Liberi currency) receive a cashback in Liberi.

Loyalty program:The Game Theory

Liberi is shared among network participants based on their activity (stacking, purchase)

Lower transaction fees for stacking merchants

Transaction fees are reduced for merchants stacking the Liberi of up to a 75% discount according to stacking level.

Lower exchange fees for stacking users & merchants

Exchange fees are reduced for merchants stacking the Liberi up to a 75% discount according to stacking level.

Fundraising

Tokensale

The team

BUSINESS TEAM

It's not about an idea, it's about the execution

Matthieu Cavalié Founder & President View profile on

Matthieu Cavalié


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Matthieu splits his time between Jakarta, Rome, and Moscow.

He is a globally renowned expert in mobile payments. Over the past 10 years, he has generated more than one billion mobile transactions.

Matthieu is the Co-Founder of Unbank and oversees the strategic direction of the company.

Testimonial

William Auriol Co-founder & Chief Executive Officer View profile on

William Auriol


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William splits his time between Brussels, Paris, and Hong-Kong.

As a CEO of the Smurfs brand for 5 years, he generated $3 billion in public sales turnover, including $900 million with two Sony Pictures movies.

William is the Co-Founder of Unbank and oversees the acquisition of cross-border merchants, both offline and online.

Testimonial

Loic Evrard Chief Financial Officer View profile on

Loic Evrard


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Loic splits his time between Paris, Brussels, and the rest of the world.Over the course of his career, he has been the CFO of various different big groups and organizations. He recently left a large group that manages 150,000 individuals from 50 countries across the globe. After 15 years of service to this group, he left after helping it achieve a $3 billion turnover in 2018 as opposed to the $220 million turnover it had in 2003. Loic has also carried out several debt-raising operations, including High Yield Market, raising more than 600 million euros.

Loic supports the Unbank project by providing his financial expertise and organizing the financial and reporting strategy to secure investors. Additionally, Loic will also ensure the rules of internal processes and internal control, specifically in the context of financial flows and transactions between users and merchants.

Testimonial Vidéo

Amaury Berthet Chief Operating Officer View profile on

Amaury Berthet


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Amaury splits his time between Paris, London, and New York.

He’s a “serial startupper”, having co-founded three digital marketplaces. He is currently the CEO of LasTable, a same-day discount restaurant booking service currently operating in Paris and Bordeaux with more than 500 merchants and counting.

Amaury oversees Unbank operations and specializes in the development of new business verticals (hotels, holidays rentals, restaurants, and more).

Testimonial Vidéo

PRODUCT TEAM

Less is more

Charles Kremer Chief Technology Officer View profile on

Charles Kremer


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Omar Sebouai Full Stack Blockchain Developer View profile on

Omar Sebouai


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Pierre Laurent Blockchain Expert View profile on

Pierre Laurent


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Eka S. Oktalianto IT Project Manager View profile on

Eka S. Oktalianto


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Maxime Vanmeerbeck Data Scientist View profile on

Maxime Vanmeerbeck


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Fajar Edisya Putera System Engineer View profile on

Fajar Edisya Putera


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Kei-Leo Brousmiche Blockchain R&D View profile on

Kei-Leo Brousmiche


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Alain Chityphong Product Owner View profile on

Alain Chityphong


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Laszlo Polgar UI / UX Expert View profile on

Laszlo Polgar


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Laszlo is a Budapest-based UX/UI designer who constantly elevates and improves upon his skills while working to solve communication challenges and confusing user experience issues.

He has dedicated his life to his love of design and art, having spent 8 years as a graphic designer and later a digital art director at multiple advertising agencies. Over the course of his career, he has worked on multiple award-winning projects.

Laszlo is fundamental in elevating Unbank’s user experience.

Roland Venesz Blockchain expert View profile on

Roland Venesz


View profile on

TOKENOMICS TEAM

A strong utility token relies on trust

Sergei Lavrinenko Tokenomics expert View profile on

Sergei Lavrinenko


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Sergei is blockchain enthusiast from Minsk, Belarus.

Sergei is head of Minsk IFCM institute Cryptoacademy, which is researching tokenisation in connection with finance.

He takes part in different high potential blockchain projects such as Unbank.

Hamidou Tembine Game theory scientist View profile on

Hamidou Tembine


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Dr. Hamidou Tembine shares his time between New York, Dubai and Paris.

He is graduated in Applied Mathematics from Ecole Polytechnique (Palaiseau, France) and received the Ph.D. degree from INRIA and University of Avignon, France. He further received his Master degree in game theory and economics. He received the IEEE ComSoc Outstanding Young Researcher Award for his promising research activities for the benefit of the society.

He was the recipient of 10 best paper awards in the applications of game theory. Tembine holds 150+ scientific publications including magazines, letters, journals and conferences. He is author of the book on “distributed strategic learning for engineers “ (published at CRC Press, Taylor \& Francis 2012), and co-author of the book “Game Theory and Learning in Wireless Networks” (Elsevier Academic Press).

Hamidou supports Unbank by developing strategies based on Game Theory

Reyan Lamrani Tokenomics expert View profile on

Reyan Lamrani


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Halim is from a traditional finance background and is currently building an economic and financial framework adequate to the Blockchain ecosystem.

Halim worked as Financial Analyst for an European Private Debt fund. Now, he helps start-ups going through an ICO to define a relevant Token ecosystem to attract rational buyers. He puts the value creation at the heart of its analysis. He considers that the value creation should be an important tool for the raising money process.

Halim studied Asset Management at Paris-Dauphine University.

Halim Hodh Tokenomics expert View profile on

Halim Hodh


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Halim is from a traditional finance background and is currently building an economic and financial framework adequate to the Blockchain ecosystem.

Halim worked as Financial Analyst for an European Private Debt fund. Now, he helps start-ups going through an ICO to define a relevant Token ecosystem to attract rational buyers. He puts the value creation at the heart of its analysis. He considers that the value creation should be an important tool for the raising money process.

Halim studied Asset Management at Paris-Dauphine University.

EXPANSION TEAM

Let’s take Unbank to the next level

Paul Biondi Digital strategist & user acquisition View profile on

Paul Biondi


View profile on

Paul splits his time between Brussels, Paris and Corsica;
Digital dinosaur at Yahoo,  DCLK (Google) and AdLINK (United Internet), he is a Fundamental believer of blockchain & humanism.

After launching european activities of Brille24 (sold to Essilor in Feb 2019),  He is currently at board of directors in several compagnies in domain of influence marketing, media and e-commerce  startups
Paul enriches Unbank with his expertise in marketing, acquisition and ROI.

Deri Septian Nugroho Growth Hacker View profile on

Deri Septian Nugroho


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Dr. Jacques Durand Health Business Services View profile on

Dr. Jacques Durand


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Jacques splits his time between Europe and Asia.

A Physician and a senior digital health expert with skills for business development. He is familiar to drive healthcare business and organisation forward.
Led management consulting business across Asia Pacific specialising in strategy, in the pharmaceutical, biotechnology & MedTechindustries.

Jacques enriches Unbank with his expertise to develop future services related to the healthcare industry

Binh Nguyen Vietnam business development View profile on

Binh Nguyen


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Binh is based in Vietnam.

Binh has an extensive track record in mobile technology firms and has demonstrated his sales and technical skills through his work in Viettel (the largest Vietnamese operator), Huawei (the largest Chinese integrator), and Ericsson.

Binh has a keen instinct for starting up operations and building local communities, and he’s bringing those instincts and insights to bear upon Unbank.

Pascal Xatart Digital payments, loyalty and business logics View profile on

Pascal Xatart


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Pascal splits his time between London, Singapore, and Shanghai.

He is currently spearheading Giift, a loyalty marketplace with over 25M users across 55 countries. He previously sold Sophis Technology, an equity and derivatives trading software, for a total of $600 million.

Pascal enriches Unbank with his expertise in digital payments, loyalty, and business logic.

Testimonial Vidéo

Paul Lê Blockchain payments ambassador View profile on
Christophe Collet Drive to store & user acquisition View profile on

Christophe Collet


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Chris splits his time between London, Paris, and New York.

He owns S4M, a leading AI platform that helps marketers buy incremental in-store visits online and offline. S4M has more than 200 employees and services, over 600 global advertisers, and 10 offices spread around the world. He previously sold Adenyo, a mobile marketing platform, for a total of $100 million.

Christophe brings to Unbank his expertise in client acquisition, marketing, and tech scale.

Testimonial Vidéo

Xavier Garcia Investors relation management View profile on

Xavier Garcia


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Xavier splits his time between Madrid, Paris and London.

He is an early investor in cryptocurrencies and has been investing in ICOs for the last 3 years.

Thanks to his experience in the crypto-space Xavier understand well how investors behave and how projects need to reflect that.

Xavier has been instrumental in helping raising 60 million dollars for the ICO of Cryptosolartech.

Xavier is helping Unbank optimising its investors lead generation program and he is managing overall Unbank investor’s relationship strategy

 

Nida Nuraida Human resources & Indonesian Ambassador View profile on

Nida Nuraida


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Nida splits her time between Indonesia and Italy.

Nida has co-founded PT Kreatif Bersama, the largest Indonesian VAS provider. KB, as it’s commonly known, has generated more than US$500 million in revenue since its inception in 2016.

Nida brings to Unbank her incisive knowledge of human resource management, local business context, and finance.

Thibault Verbiest Blockchain Legal Expert View profile on

Thibault Verbiest


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Adeel Ghazali Pakistan business development View profile on

Adeel Ghazali


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Adeel resides in Islamabad, Pakistan.

For the past 7 years, Adeel has built up and managed the Pakistani operations of Kreatif Bersama, the largest Indonesian VAS provider.

As a result of his ability to develop and maintain both government and C-Level networking, Adeel is also involved in tactical tasks, allowing him to successfully execute the company’s strategy. Through his leadership, more than 30 million content downloads have been generated.

Adeel brings to Unbank his expertise in executing locally and dealing with a decentralized team of professionals throughout the world.

Roadmap


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